- Do you have a budget?
- Do you STICK to it?
- Do you use budgeting software or websites of any kind? (I have a mint.com account)
- Are you truly finding it useful?
- Do you have student loan debt? (I won’t ask how much, unless you care to share.)
- Do you ever think you will pay it all back? (Honestly, for me I don’t think so.)
- Are you saving money regularly? How often?
- Are you in a retirement plan at your job? What percentage are you saving?
- Any major financial goals for the new year?
- Have you pulled your free credit report for the year?? (I did the other day. It’s a mixed bag.)
You know the drill, hit me in the comments.